Credit Restoration Services

Welcome to SR Credit Restoration

March 30, 2010

Your Credit Score

Credit scores are based upon information reported on a consumer’s credit profile. The 3 main credit bureaus maintain credit profiles on more than 100 million Americans. Unfortunately, statistics show that approximately 3 out of every 4 credit profiles contain potentially serious errors. Here are some alarming statistics about credit reports:
  • 79% of credit reports contain some type of error.
  • 25% of all credit reports contain errors serious enough to result in the denial of credit.
  • 29% of consumers have variances of 50 points or more in their credit scores as reported by each of the three major credit bureaus.
  • 54% of credit reports contain personal demographic identifying information that was misspelled, long-outdated, belonged to a stranger, or was otherwise incorrect
  • 30% of credit reports contain credit accounts that had been closed by the consumer but incorrectly remained listed as open.

It is your legal right to dispute items on your credit report. S&R Credit Restoration exercises your legal rights pursuant to the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, and Fair Debt Collection Practices Act, as well as other applicable Federal statutes. S&R Credit Restoration helps consumers with credit reports that contain information that is inaccurate, misleading, incomplete or unverifiable.

  • LATE PAYMENTS
  • JUDGMENTS / LIENS
  • COLLECTIONS
  • REPOSSESSIONS
  • BANKRUPTCIES
  • CHARGE OFFS
  • FORECLOSURES
  • IDENTITY THEFT
  • FRAUD
  • INQUIRES
  • INCORRECT PERSONAL INFORMATION

 

How We Can Help You

S&R Credit Restoration will remove errors and outdated information from your credit report. Below you can see an example of how we helped one customer.

Credit Repair Dashboard